ChatGPT is a conversational AI model developed by OpenAI. It uses the GPT-3 (Generative Pretrained Transformer 3) architecture, which is a state-of-the-art language generation model. ChatGPT is specifically fine-tuned for conversational AI tasks, such as question-answering and dialogue generation. It can understand and generate human-like text, making it a popular choice for building chatbots and virtual assistants.
In brief, ChatGPT is a language model that can generate human-like text based on input it receives. This makes it a powerful tool for building conversational AI systems that can understand and respond to natural language inputs.
In recent years, blockchain platforms like Ethereum have enabled alternative use-cases of the technology — including decentralized finance (DeFi), property rights management, digital identity, and supply chain management.
On the decentralized finance front, blockchain-based finance platforms shine in areas with fragmented or underdeveloped infrastructure. Services like lending, insurance, and savings can now exist among demographics and geographies that would otherwise be unserviceable by banks. Besides lowering the barrier to entry, DeFi services require no middlemen, resulting in pretty big reductions in processing fees and timelines.
TOP 10 CRYPTOCURRENCIES THAT ARE HIGHLY RATED IN THE WORLD
CRYPTOCURRENCY LATEST NEWS
by TAKERAugust 5, 2021
These are the most invested and popular cryptocurrencies that are ruling the crypto market
Cryptocurrency is highly volatile at the same time popular and trending too. There are many cryptocurrencies such as Bitcoin, Ethereum to the latest Dogecoin in the crypto market. With so many cryptocurrencies in the market, it becomes difficult for investors to find the right one to invest in. And so we are here to provide you with the top 10 cryptocurrencies that are highly rated in the world along with their market capitalization.
Bitcoin (BTC)
Market cap: US$ 736.41 Billion
Bitcoin (BTC) is the most popular among all the other cryptocurrencies. It is highly valued, in spite of its volatility in the crypto market. Bitcoin was earlier created to be used as a digital payment system, but experts suggest that it is still volatile to be used for that in the present scenario.
Ethereum (ETH)
Market cap: US$ 314.75 Billion
Ether (ETH) is a cryptocurrency of the Ethereum network which is an open-source blockchain on which developers can build apps and other sorts of cryptocurrencies. It is the second most popular and largest cryptocurrency in the world after bitcoin. The value of Ether has been gradually increased over the past years.
Tether (USDT)
Market cap: US$ 61.99 Billion
Tether is a stable cryptocurrency, it is also backed by fiat currencies like US Dollar and the Euro. And so, it keeps a value equal to one of those denominations. Tether’s value is meant to be consistent than others, and it also favors investors who are wary of the extreme volatility of other coins.
Binance Coin (BNB)
Market cap: US$ 55.83 Billion
Binance Coin is a kind of cryptocurrency that can be used for trading and paying fees on Binance, which is the largest crypto exchange in the whole world. Binance has expanded its market since it got into the market. Now the Binance Coin can be used for trading, payments, booking travels, etc. The coin can also be exchanged for other kinds of cryptocurrencies.
Cardano (ADA)
Market cap: US$ 44.04 Billion
Cardano (ADA) is a cryptocurrency that uses a technology called Ouroboros, which is a peer-reviewed blockchain protocol. Cardano describes itself as a secure currency to maintain decentralization.
XRP (XRP)
Market cap: US$ 33.57 Billion
XRP is a cryptocurrency of the Ripple digital payment network. It was built for digital payment purposes. XRP is the fastest and efficient mode to power global payments. XRP and Ripple also allow third-party development on other uses for XRP.
USD Coin (USDC)
Market cap: US$ 27.59 Billion
USD Coin (USDC) claims to be the world’s digital dollar. It was created by a global financial company called Circle. It is the result of work that has been invested in Baidu, Goldman Sachs, and IDG Capital. USDC is more stable than other cryptocurrencies as it is tied to the US Dollar. And this is why it lends itself more towards digital payments.
Dogecoin (DOGE)
Market cap: US$ 26.06 Billion
Dogecoin has always been a hot topic in social media and among celebrities. It started off with a joke and is highly in demand in the crypto market. There is no limit on the number of Dogecoins that can be created unlike the other cryptocurrencies and so the value for it keeps increasing.
Polkadot (DOT)
Market cap: US$ 18.65 Billion
Polkadot (DOT) aims to allow different blockchain techs to exchange transactions and information among themselves. Its website plays up data and identifies security and users being in control.
Uniswap (UNI)
Market cap: US$ 13.70 Billion
Uniswap (UNI) is a decentralized crypto exchange that drives on Ethereum’s blockchain. Its developers promise to eliminate the unnecessary intermediaries, which gives users more control.
Gold has been edging higher but seems shy of staging a major breakout. The precious metal is pushed higher by the failure of American politicians to reach an agreement on extending federal unemployment benefits and other emergency programs. That implies a bigger package down the road – and more importantly for XAU/USD more monetary stimulus.
On the other hand, hopes for a coronavirus vaccine remain robust as Novavax and other companies are moving forward to provide immunization. Stocks, bonds, and precious metals are looking for a new direction.
How is gold positioned on the charts? Significant hurdles loom over XAU/USD, implying another attempt to push the precious metal to the upside seems futile. However, after extending the downward correction, gold may be ready for the next bullish move – as fundamentals continue pointing higher.
The Technical Confluences Indicator is showing that gold is initially capped at $1,975, which is a cluster including the Simple Moving Average 5-15m, the SMA 10-1h, the Bollinger Band 15min-Middle, the BB 1h-Middle, and several other SMAs.
The most significant resistance is at $1,985, which is the all-time high and also where the BB 4h-Upper and Fibonacci 23.6% one-day converge.
Some support awaits at $1,968, which is the confluence of the SMA 100-1h, the previous 4h-low, and the SMA 5-one-day.
A more considerable cushion is at $1,952, which is the meeting point of the Fibonacci 38.2% one-week and the BB 4h-Lower.
All in all, the path of least resistance is to the upside.
Key XAU/USD resistances and supports
Confluence Detector
The Confluence Detector finds exciting opportunities using Technical Confluences. The TC is a tool to locate and point out those price levels where there is a congestion of indicators, moving averages, Fibonacci levels, Pivot Points, etc. Knowing where these congestion points are located is very useful for the trader, and can be used as a basis for different strategies.
TEXAS STATE AQUARIUM NAMED NUMBER 4 IN USA TODAY’S 'TOP FIVE AQUARIUMS IN NORTH AMERICA'
BY| | TAKER
MONDAY 20TH JULY
With the help of faithful Texas State Aquarium goers and enthusiasts, TSA was able to secure another spot this year as one of America's top five aquariums.
"The Aquarium has been nominated for USA TODAY’s ranking of top aquariums several times in the past and held the spot at #4 from 2019! The Aquarium’s top 5 distinction comes after recently celebrating its 30th Anniversary on July 6, 2020," stated TSA officials.
With the help of faithful Texas State Aquarium goers and enthusiasts, they were able to secure another spot as one of America's top five aquariums.
Throughout the years the Texas State Aquarium has not only become a favorite attraction and a place to educate visitors but is also a place known for its pro-active approach in conservation efforts from the Texas Coast and beyond.
The Texas State Aquarium treats and releases numerous shore birds, as well as sick and injured sea turtles through their Wildlife Rescue Center. Those rescue efforts will expand even further with a new Center for Wildlife Rescue and Research that the Aquarium plans to build on its campus in the next few years, according to officials.
“It is an honor to be named as one of the top aquariums in North America, and the number one aquarium in Texas,” said President and CEO, Tom Schmid.
“We would like to thank all of our dedicated fans, our members, and all those who voted for us. Even in these extraordinarily difficult times, it is a blessing to be able to celebrate an honor such as this.”
CORPUS CHRISTI, Texas — The Texas State Aquarium announced on Thursday, July 17, that it has been named as the #4 Aquarium in North America by USA TODAY, as chosen by online voters.
Officials say the Texas State Aquarium, the largest aquarium in Texas, was nominated by a panel of experts in July for the 10 Best Readers’ Choice Award for Best Aquarium in North America, along with 20 other leading aquariums that, according to the publication, “represent the best in North America for their high-quality exhibits and visitor interactions.”
Today's Self-Service Is About Empowerment — Not Compromise
BY|| TAKER
MONDAY 20TH JULY
Self-service used to be about saving money by accepting a worse experience. You’d pump your own gas and leave with smelly hands and a still-dirty windshield, but at least you had saved a dollar or two. Instead of having a waitperson describe your options and guide you to the right choice, you’d push your tray through a cafeteria pointing at what you could only hope would fit your taste.
The whole philosophy was based on spartan virtue: You make do with less, pay less and settle for adequacy rather than true satisfaction. It’s time to rethink that mindset. Self-service can be the best experience a customer can get — and it should be.
Digital consumers want to get things done quickly and easily. Whether they’re purchasing a product, applying for a loan or checking their health insurance coverage, their ideal experience is one in which they get the information they need, when they need it, to make the right choice and get clear next steps. The last thing they want is to tie up a morning or afternoon in a phone queue.
American Express reports that more than 60% of Americans ”say that their go-to channel for simple inquiries is a digital self-serve tool such as a website (24%), mobile app (14%), voice response system (13%) or online chat (12%).” According to Forrester, two-thirds of customers say that the most important thing a company can do to provide good service is to value their time such as through easy and effective self-service. Similarly, Gartner, Inc. finds that customer effort is the strongest driver of customer loyalty — a full 40% more accurate as a predictor than customer satisfaction.
Digital technology now makes it possible to meet that expectation. We can deliver exceptional self-service experiences designed around empowerment and convenience, not compromise and settling for less. In fact, as Covid-19 has increased the focus on digital channels, it seems like organizations have made more progress in transforming self-service over the last 10 weeks than in the previous 10 years — and there’s no turning back now. Customers have discovered how easier things can be with a modern approach to self-service. By continuing to drive innovation, companies can keep saving people not only time but also stress and aggravation.
Begin your self-service transformation now.
Once you’ve embraced the concept of a more customer-centric self-service experience, making the evolution can be relatively simple. Start with what you know. Most companies understand that there are points of customer struggle or hesitation in their customer journey — that’s where you should focus your initial efforts. You can find low-hanging fruit by asking agents the top 10 types of calls they get in the contact center. Ask your web analytics teams the top abandonment and drop points in your website and mobile experiences.
Now that you’ve identified the places where assistance could be most useful, you can start introducing proactive digital guidance. Start with a single journey flow, addressing no more than six guidance points. Make sure they’re spread across the funnel—for example, two at the top of the funnel to engage customers when they first arrive, two at the middle to nudge them through the selection process and two at the bottom to help ensure a smooth checkout or submission. Measure the results you’ve achieved and then start transforming another journey flow.
To make customer-centric self-service an efficient and scalable part of your digital strategy, make sure the contextual guidance technology you’re using allows business users to tweak and iterate without IT or coding expertise. It’s important to stay on top of your metrics so you can recognize and address new struggle points as they emerge. Keep analyzing your results to see what’s working best, and use these learnings to drive continuous improvement.
As you make this transformation, it’s important to understand the changing role of self-service in the “new normal” and its implications for the kind of experiences you provide. In the past, self-service was typically optional; people could choose whether or not to use the available digital tools. A tech-savvy banking customer might feel comfortable handling many tasks on a mobile app, but others could always go into a branch for assistance from a teller. Now, far more people have been forced into the digital channel, and in many cases, their level of technological expertise might be significantly lower. That makes it especially important for your self-service experience to be simple and intuitive enough for anyone to use.
Ultimately, the goal should be for the term “self-service” is to become obsolete. Customers shouldn’t perceive digital tools as an option for those willing to settle for less; they should experience it as the most natural, simple and efficient way to complete their business. It’s not a compromise — it’s just a better way of doing things.
Guide — don’t hide — for a better customer experience.
You can’t improve a customer’s experience by pushing them away and hiding behind a self-service wall. Instead, get out in front. Anticipate their needs, empower them with relevant information and guide them to success.
Traditionally, self-service experiences have burdened customers with the kinds of tasks they once had help with — finding information, comparing options, navigating processes for applications and purchases and so on. Meanwhile, representatives become harder and harder to access, often buried in menus or phone trees. This one-two punch of a higher-friction experience with less assistance is hardly going to win customer loyalty.
However, the right kinds of digital technology can make self-service feel empowering, not burdensome, and remove friction rather than increasing it. For example, digital guidance can be used to offer the right kind of help before people need to ask for it, powered by data analytics that provides insight into each step of the customer’s experience. Are they searching for information? Comparing items? Hesitating on the checkout page? By understanding the nature of the customer’s confusion, indecision or friction, you can proactively offer information to help them understand sizing, features, assembly, shipping or whatever else is holding them up.
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